Ever received a huge windfall in cheque and felt like you almost as vulnerable as holding cash? Someone in our #SeedlyCommunity was actually one of the First Prize winners of the recent $12 million TOTO Hongbao Draw, bagging about $6 million home! Imagine picking up the cheque from the Headquarters, how vulnerable must he have felt? Read More: We wanted to hack the TOTO Hong Bao Draw with statistics. Here’s what we found out! *Editor’s Note: Singapore Pools does take their own precaution by printing “A/C payee only”, therefore, only the named person can receive payment.  Maybe we are not all that lucky but some of us do receive our payslip or payment from clients in cheque-form so in order to protect ......