Should you use CPF to invest in stock or should you just leave your money in CPF to collect the 2.5% interest in your ordinary account?

These are the questions most newbie investors in Singapore encounter. Which is why, in this episode of the #AskDrWealth series, we are going to tell you two key considerations to help you with the decision.

Let’s begin!

But First, Studies

Before we begin, let us first put everything in context.

Let us run through a study stage and find out about some statistics about CPF.

So for those members who invest their CPF money, how well have they been doing in the past two years?

In the period for October 2014 to September 2016, CPFB has compounded their results and this is what they found out:

Note: We take into consideration the base rate of 2.5% in your ordinary account …