Reader says... I found your blog when googling crowdfunding in sg. Feeling very anxious because of Capital Springboard which never pay investors. Although I am not one of the investor, I have money in another crowdfunding. I am wondering how safe it is now and I would like your opinion on this which a friend introduced to me... AK says... Firstly, you are not an investor but a money lender. You have taken on the money lending role of a bank here and have assumed all the risks. Read my blog again and if this is still not clear, read it again and again until it sinks in. See related post at the end of this blog. Secondly, the higher yields might be very tempting but did you question why are they so much higher? You said a friend introduced you to crowd funding ......