Heartland Boy was very impressed with Jeraldine Phneah’s savvy use of the housing grants available to reduce the cost of her HDB resale flat. He compares this with his own experience where the Heartland Couple did not enjoy any subsidy when they bought their HDB BTO in 2014. It got him thinking about how the various CPF housing grants available for HDB Resale and BTO flats. Besides factors such as the length of the leasehold, waiting time, CPF housing grants will add a further dimension to the age-old dilemma of HDB vs BTO. CPF Housing Grants are critical because it helps to reduce the cost of a flat. They are especially critical for young working adults as it makes home ownership within easier reach. As such, this article will focus on what are the CPF Housing Grants available for HDB BTO and Resale Flats.

What Is A CPF Housing …