I love money and getting my finances organised is one of the key things in life for me. This is so that I do not need to fret about money.

Getting my finances organised has always been one of my key priorities in life. This is so that I do not need to fret about money.

I have always admired financial bloggers 15HWW and BULLy the BEAR. They are able to track their financial expenses down to the very last cent. And they do it religiously every day, every month, every year. Come rain or shine, hail or high water.  

I tried to do it for a year. I used an app called Wally.

I keyed in all my expenses diligently, even when I paid $1.20 for a cup of milk tea at the kopitiam.

It required too much effort on a daily basis. It was so tedious …