Another short one, There are three unproductive ways that we can deal with negative events. a) Do nothing. b) Complain c) Engage in Self-Pity The book misses out the fourth point : d) Engage is self destruction The trick is not to engage in any of these activites. The suggestion not to engage in self-pity comes about because there is no end to the injustice that your ancestors faced that led to your fate today. I just want to say a few words about Millenials and personal finance. In 2008 and 2009, our generation faced possibly one of the worst recessions ever. One effect of this is the rise of the Hipster. No, not the kind of hipster that sells rainbow-themed foods at the Geylang Bazaar ( Now that's really hopeless shit !) but the kind of ironic, frugal child of the Great Recession that is forced to work in ......