When it comes to personal finance, we are always told that we should start early. To achieve financial independence at age 36!

When starting early, it is best if we are able to get some tips and tricks from our parents themselves. We then subsequently move to look to our peers for opinions (maybe) from their own personal experience or even seek help from our mentors (if we are lucky enough to have one).

Now that we are in the internet-age, what can we not find online?

If I want to know, “what is the down payment for applying for a BTO?”, all I have to do is google!

Or if I stumbled upon a foreign acronym, like OG, all I have to do is google, “what is OG?” And the internet will tell me that Original Gangster is what it is.

We can google everything nowadays but