Integrated Shield Plan (ISP) covers a big part of your hospital expenses (bills), however, you have to pay the deductibles and co-insurance of your hospital bill first.

Integrated Shield Plan Rider:

Plans provided by Insurance Companies Covers deductibles and co-insurance Comes with added benefit (sometimes) The Breakdown of your Hospital Bill

Hospital Bill consist of Deductilbles, Co-insurance etc.

Your hospital bill can be broken up into three parts, sometimes four:

Deductibles
You are required to pay the first $3,500* of your hospital bill Co-insurance
You are then required to pay the next 10% of your hospital bill The rest of the bill
If you have an ISP, this portion will be covered by both Medisave …