There are some fellow bloggers who really did a great job in their savings during their twenties.

We have endless factors spurring or hindering us to how much we had saved today. It comes down to the level of indulgence in terms of food and leisure, how we control our expenses in transportation and utility bills, how cheap or expensive our interests/hobbies are, the type of insurance plans we get or avoid, the investment decisions we make and the interests/rebates we earn.

Realistically speaking, kids whose parents pay for their education, car licenses and hobbies will surely have an advantage in accumulating more cash. Males will tend to lose out in savings due to two years serving the nation with less than minimum wage. As long as we are doing what we can in our own different journeys, we will be able to accept the reality.

So how do you …