Firstly, I like to say my thanks again to SGX for inviting me to be one of the panel speakers along with so many other gurus! It was a great talk and I learnt a lot from the other speakers as well! I hope my answers for the many questions have been satisfactory to the participants as well! As I look at the pigeonhole website (participants were able to post questions on this website), I realised there is 1 particular question relating to my scorecard method. Therefore, I think I should provide an answer to the question. Hopefully the people that posted this question and voted for this question is able to read this answer! How can the tub scorecard capture and account for market sentiments and industry outlook. Also, even if it’s an undervalued stock, how can then the value be realized if it’s out of favour? Ans: ......