As if getting into a car accident isn't bad enough, imagine getting into a car accident with a luxury car that costs more than your entire flat—and it is entirely your fault. This is exactly what happened with a Toyota driver earlier in May 2018 when he rear-ended into a Lamborghini, causing it to crash into the car ahead of it. With many people proclaiming that this accident would lead to the Toyota driver's financial ruin, we found that the reality is actually the opposite: the financial burden on the driver should end up being the same as if he crashed into a regular car.

As long as the Toyota driver had a comprehensive car insurance policy, he should be able to protect himself against the astronomical cost of repairing a car like Lamborghini. This is because car insurance in Singapore