Today my son reached out to my hand as i came back home from work. He tugged  at my hand gently and placed his face next to mine. In his sweetest, angelic , softest voice he whispered into my ears ” PaPa, i tell you a secret, I love you….”

Sensing the opportunity, i whispered back into his little ears” Son, i decimated your education fund..” knowing full well he wouldn’t understand what i meant, and yet, offloading a heavy burden in my heart by confessing without any repercussions…..now for the Significant Other…Yikes ..

Disclaimer: I am not an investment advisor. Heck, i am not even working in the financial industry. Below are my interpretation and i am grateful if you will let me know if anything i say is wrong and i will correct it in a reasonable time. I am not an expert and don’t wish …