I have been following your blog since last year. As a middle age self employed who’s asset rich and cash poor, I have been enlightened by your simple strategies on how to save money. Thank you for the kind sharing! The matter that I need advice :- As someone who’s very good at spurring the economy I sometimes buy without much thinking. So recently I paid a small amount (of money) to join a certain membership. Lazy by nature I thought it will be nice to follow someone whose good at what he’s doing. So there after again I paid some more money to get another set of stock picks mainly the reits. Last couple of weeks again they tried to sell another membership which members will get access to the CEO’s portfolio which has been widely publicised cos he’s putting his own money in ... ...