5% Dividend Yield. That was the hurdle rate I was aiming for in a long time for my portfolio since I started investing. We have been living in a ferociously low interest rate environment almost for the whole decade that we struggle to find a good company that can yield a decent 5% yield for the longest time. And so I worked on my early retirement based upon the 5% yield hurdle rate and work backwards to find out how much capital I needed to generate that. That magic number was originally at $1m, but it was always a play between moving targets since there are so many variables within. We have seen plenty of fiscal policy tightening in the last 1 year where interest rate starts to spike and things start to move into the unchartered territory, at least within the past decade. The new generation, including myself, is ......