Have you come across a hidden gem in the property market shared by someone from the industry? Did anyone tell you that he knows the best kept secret about a high return investment project? When was the last time somebody said he has insider news and told you to buy a stock that’s going to go up?

Well, I hope you didn’t pick up too much of those top buys in the stock market recently. It looks like the bull market is changing its direction now.

Are we officially in a bear market now?

In barely two weeks’ time, the bullish tone of financial institutions and finance media suddenly turns bearish.

Goldman Sachs: Weak stock market returns are ahead even with booming earnings– CNBC

Investors are fleeing the financials at the highest rate in years– CNBC

Bear Market in Stocks, Weak Yuan Show China Problems Piling Up– Bloomberg