Reader says... Hahaha, AK, I actually really like how you refer kids as consumption or hobby items. Really turned on a light bulb for me. Looking back, my kids have indeed been an expensive (underestimated the costs!) but enjoyable hobby for me. A lot more fun when they were younger... less fun as they get bigger and sad thing is one day this hobby will have to end for me. Though expensive, but finite, guess I just have to enjoy it as much as I can now and think of way to optimize my expenses on this hobby! :) AK says... I like to think that for most people this "hobby" has a finite life as a money sink. Unfortunately, for some, this "hobby" is a money pit, a bottomless pit that lasts a lifetime. The horror! Choy! Bad AK! Bad AK! For sure, we always hope for the best in everything we do ......