Reader says... Thank you for providing clarity on my current situation. I will stop using my CPF OA for my mortgage payment, since my rental is able to cover this obligation. To date, I have used about $87K of CPF for my property purchase ($85 plus K for principal and $1 plus K for accrued interest). If I have limited cash at my disposal, am I correct to say that I should first prioritize repaying CPF the amount of money used for my property purchase, so as to reduce the amount of accrued interest which continues to grow as long as the amount of money remains unpaid? In other words, voluntary contribution and retirement sum top would have to wait while I repay CPF the amount used for property purchase. I am not sure if my above understanding is correct. Hope to hear from you on this. Thanks! ... ...