(It's really sad to see that my clickbait article got more hits than my normal article about HDB lease. Really goes to show what people people are attracted to and what they are willing to click on.) A really scary thing happened to me yesterday. Usually I'm in charge of the financial admin matters. So if there's a credit card bill, it's my responsibility to arrange for it to get paid for both my card or my wife's card. And of course I know how important it is to pay my bills on time. We all know that we are here to use credit cards for their convenience and rebates. And we aren't really supposed to induce spending just to get rebates and/or cashback... Anyway, long story short. I forgot to pay the Amex bill for my wife's credit card. It's the first time I ever forgot to pay any bill so I was pretty stunned. Cos my ......