As a minor retail investor like myself, income has always been an important determinant over the years as part of our capital size on top of the other factors such as savings rate and capital allocation.

It is therefore important that we do equally well in our human capital ability and measure it the same way we did for our investment return as an investor.

One way to measure this is through our active income growth rate, i.e the ability to grow our income in the form of sidelines or salary increase either through progression or promotion or pay increase in the next corporate role change.

On this article, let’s explore the latter on the pay increase strategy.

Negotiating your pay rise is always an art more than a science.

There are no gospel formula attached to it as long as you know how to play within …