Being a financial advisor is never an easy task. In fact, in the financial advisory industry, there are an estimated 20,000 to 30,000 agents to a population of five million in Singapore. Country Population Number of Advisers Ratio United States 311,000,000 310,000 1,003:1 Australia 22,000,000 18,000 1,222:1 United Kingdom 62,000,000 20,000 3,100:1 New Zealand 4,430,400 1,963 2,257:1 Singapore 5,183,700 20,000 259:1 source: Moneymatters.sg This means that being a financial agent in Singapore is more competitive than being an agent in countries such as United States, United Kingdom, Australia and New Zealand. TL;DR: Methods that financial agents can adopt to close policies In this article, we take a look at some of the methods that advisors can use to add value and potentially close a policy. ......