” I just need 3 minutes of your time. Am not trying to sell you anything.”

Should this be enough to win over one’s attention from his phone, one would expect an insurance agent blocking his path.

Hence, in the occasion that of it not being an insurance agent occurs, one heaves a sigh of relief and let all his guts down.

This is when things get a little more dangerous.


According to research, the 5 main reasons why people donate are altruism, trust, social, egoism and of course, tax breaks.