If you're not hacking the credit card game in Singapore to get free cash (back) or miles for money that you're already spending, it is about time you got on the bandwagon.
I'm a huge advocate of credit cards because the way I see it, it is akin to someone coming up to you and giving you freebies (whether in the form of free cash or flight credits) on money that you're already spending anyway. Of course, just remember to pay off your bills on time, because late fees on overdue credit card payments and compound interest are one of the nastiest things ever!
Whether you prefer cold, hard cash or air miles, your best strategy is to find a card that works for you. I'll cover some of them here:
For those who want CASH BACK
First,
read this free guidebook to the best credit cards in ......