Reader: I want to give up investing already. It is so difficult. I started a few months ago and I have already lost 40% of my original capital by investing in equities. Don’t you feel insecure when you invest in equities? How do you “stay calm and collect dividend” when the market is fluctuating every day?

Warrior: Wow, what did you invest in? The markets that we have access to from Singapore did not crash 40% lately. Even with the issues that Turkey is facing, its stock market declined 25% (not 40%) from its peak at start of this year to now.

Reader: I bought options and invested in a high growth stock. But the options tanked and I lost most of my money there. The high growth stock was recommended by my friend and know what, the next day after I bought