Saving the first $100K is a hurdle that once we achieve it, our life gets easier because of the compounding effect. There is another savings target which if we achieve that early in our lives, we can actually stop saving for the rest of our lives and still be able to retire quite comfortably. So what exactly is this amount? In this post, I will show why saving that amount will enable us to stop saving indefinitely and how we can save up that amount in the first place? Let's start off with a chart which gives an overview of what the savings target will be: The x-axis shows the amount and the y-axis shows the age. The assumption made for this chart is a 5% investment return consistently for every year and all profits are reinvested. There are no additional savings injected into the portfolio, the money grows just ......