I’m 35 years old this year and I own a 3-room HDB flat in Toa Payoh built in 1970.

It’s not very common for people my age to own a 48-year-old HDB flat in a matured estate but due to my family circumstances, life decided to toss me this lemon.

I knew I was going to outlive my HDB flat’s 99-year lease and when my MP, Dr Ng Eng Hen decided to do a house visit at my block a few years ago, I asked him what were the government’s plans for old HDB flats like mine.

It was as though I threw a curved ball at his face with my question and he literally dodged the question.

He had no solution and he had no plans to ask the government to formulate a solution.

Fast forward to 2018, the government finally decided to face the music after other diligent MPs started asking the tough questions …