Personal Finance
The Credit Card Rebate Shootout – Part 2 – Big Ticket Items & Large Spendings / Benefits of Installment with OCBC Cashflo over Lump Sum
By Marksman Investment Corner  •  September 1, 2018
This is the second part of the credit card rebate shootout series, covering credit card selection that may augment your expenditure management. Previously Part 1 talks about choice of credit cards intended for regular everyday spendings. Credit Card can be a useful expense management tool, provided discipline is exercised in timely payment of the bill. It can even act to reduce effect of inflation on spending to some extent (through the rebates). Most households would come across major expenses for some big ticket items or large bills such as furnitures, insurances and so on. For this article, I explore the benefits of following cards: OCBC Cashflo, SCU, HSBC Advance (Note: There is an inherent bias in the amount of info to OCBC relation/example as I'm more familiar with these.) OCBC Cashflo 0.5% rebate for monthly spending < SGD 1000 1% rebate for monthly spending at SGD 1000 or higher. No minimum spend for rebate ......
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By Marksman Investment Corner
I am turning 30 this year, and I work as an engineer for my profession. I am also getting married to my lovely fiancee this month. In my off-hours, I enjoy reading more about investing/trading. I started my journey in investing/trading not too long ago (about 2 years ago?), with the biggest catalyst to dive into it being witnessing a sudden market crash and then realising, "Hey, these guys are overreacting! Maybe there is something to be had here." I experienced some downs and ups since then. My aim? Financial independence; Retire Early (FIRE) by 45.
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