Recently my colleague and I had a discussion on different types of assets class & which is the best yielding assets to invest in. In the midst of the conversation, he told me that he has $100,000 but not sure where to park his money at.It seems that "有钱也会有烦恼“。 He is 35 years old, married and have a kid .He has max his CPF SA to FRS of $161,000. He also invest in Singapore Savings Bond & nearly reach the $100,000 limit. However the 1997 CLOB crisis & 2008 Sub prime crisis which he lost heavily in Lehman mini bonds which makes him wary of investing in equites again. I told him about the risks & rewards by investing in equites & strongly encourage him to go for blue chips to grow his wealth if he willing to takes some risks to invest in equites. I told him I hold a stock that ......