I have started to hedge my investments by selling Bumitama Agri to park into the “risk-free yielding” Singapore Saving Bonds (SSB) and getting some exposure to gold.

The thought of hedging came as well after Wall Street reached its longest bull run history. Despite on-going positive GDP growths, unknowns can be dug out anytime and public investors like us will likely be caught off guard. Unless one can be confident that such warnings will be revealed to them in their life or profession before things happen, the overall risk is not really worth it.

The current question in our minds during volatile times must be: should we sell all our investments now and take on lesser pain? (rather than greater pain of major corrections) While there is nothing wrong to do so even at a minor loss, it is not exactly what many will define as “long-term investing”.

Instead of …