Ok some background on me and my investments. When I was 15, I bought my first share under my dad's account. Singpost almost 21 years back. That's when I learnt about dividends cos Singpost had some good dividends back then. But I didn't hold Singpost for long, I saw it go up and down a couple of cents, and at 15 years old, I got too excited over a couple of hundred of dollars. So I requested my dad to sell it and I just took a couple of hundred of dollars of profit. That was my first experience with shares. I think I requested my dad to help me trade in and out of Singpost a couple more times before he got irritated by the short term requests, then I stopped. Soon after came the Asian Financial Crisis. I saw how my dad watched stocks drop and he didn't dare to buy. Then stocks recovered ......