Been some time since I written something on unit trust, but since everyone seems to hate upon them, then perhaps I would write about them. This one might be applicable if you own some unit trust, or you owned some investment linked policies under your insurer. One of my friend was relating to me that he has recently bought some unit trust. Not too long ago in July. And was shocked that in less than 3 months, a 1% loss turned into a nearly 10% loss. He also asked if he should be removing the wrap fees around his unit trusts considering his agent does not do the switching for him. So that is like 2 questions altogether.

Your Expectation of Your Unit Trust’s Return Should Take Reference from the Index’s Return

Usually, for a unit trust, there is a benchmark, or an index that the manager of the unit ......