First things first…before we kickstart on this article’s main gist on how to invest your CPF Savings…
If you are new to the CPF Investment Scheme (CPFIS) and wonder if you are eligible, click on the beginner guide below first:
https://www.smallcapasia.com/how-to-invest-your-cpf-money/
With that, you are in the right place if you want to learn how to beat the CPF interest rate (2.5% or 3.5%) by investing in stocks.
According to a poll I conducted in InvestingNote, 50 out of 124 respondents (~40%) voted that they managed to surpass the 2.5% CPF rate.
It sort of resonates well with the report card delivered by the CPF Board where 49% beat the 2.5% p.a. interest rate.
In other words, more than half the CPF members are ‘losing out’ by not putting their CPF funds to better use. There are several reasons behind this finding which includes:
Poor investing approaches – e.g....
