Woah, I'm hopping on the bandwagon since everyone is talking about this. Hahahaha... So long story short, a couple of bloggers have posted about this... My15HWW Singaporemanofleisure DrWealth Investmentmoats The monk is supposed to be a frugal person who "suffers" and gets used to suffering and having less and thus is able to "enjoy" life cos he has gotten used to having no wants. The warrior is someone who has made it big, by taking risks, maybe a entrepreneur, so he's someone who fought a great battle, won it and is living it up now... Do or die trying. The farmer is likely someone who's employed and just doing his own thing and living a normal life spending and saving some... Ok so... of course in real life, everything has a gradient. So there's going to be a frugal farmer who's got high farmer attributes but a few points of monk attributes. Or a frugal warrior, who's got both attributes like... Lee ......