有人欢喜有人愁 If there's one issue dominating the business headlines these days, it's definitely the " Depending on what was your entry price and average cost , some may make money at this offer price and some may still losing money. I am the one belongs to the second group as my average cost is well above $2.06. This is a typical “Buy High Sell Low “ case as I have decided to sell some at around $1.53- $1.59 , 2 weeks ago.  By hindsight , I should have keep these stocks or buy some more to average down my cost … hahaha . My XIRR after almost 4 years of holding M1 if I would have to accept their offer at this price will be -4.5 % with total loss including dividend of -$13,797,a painful and lousy investment. I have to admit that I definitely have underestimated the impact of ......