I’m sure by now many would have known about the upcoming changes to the OCBC 360 terms effective from 1st Nov 2018 for all new and existing customers. If you have no idea yet, OCBC is updating their 360 account structure and you can read about it here. Here is a comparison on the current and updated structure of my previously beloved OCBC 360 account (currently uses Bank of China as holding ground for my emergency funds). Current structure Updated structure OCBC has changed to a tiered structure like many other banks and is encouraging more savings by increasing the incentives and removing the payment component. They have also renamed the Save component to Grow (but it is highly unlikely any of us would even benefit from it, therefore, it is removed from the assumption below). Here’s how the new structure compares to the current structure assuming you have: 1) ......