This post is meant for peasants. Why do I say that?

At Investment Moats, a lot of what we discussed is on the growth aspect of wealth building. Probably, I haven’t delve into the aspect of how you look at your spending expenses.

So this post sought to address that.

Now if you earn a lot, such that saving money is less of an issue, and you do not wish to spend effort to right size your spending, then this post is not for you.

However, if you are interested into how I think about spending, then do stick around for this short article.

I am not going to show you some extremely lucrative ways to save money, or get unlimited supply of food at a low cost.

Rather this post will be a pretty high level look at optimizing your spending, and with that, you can live your …