I am a true-blue minimalist in that I only buy things that are necessary. Let me share with you how I optimise my expenses in various areas without sacrificing much qualify of life.Entertainment: For movies, you can try to watch on weekdays to save cost. A typical 2D movie costs $6.50-$7.50 at Golden Village per pax on weekdays. On weekends it can go up to $13!

To take it further, a Netflix subscription costs only $10+/month for the cheapest plan but the latest movies wouldn’t be available.

Phone plans: You can subscribe to SIM-only plans which are $20/month only. This is for those who doesn’t want a new phone with a 2-year contract. A SIM-only plan is quite decent given the price. For example, Singtel offers 3 GB (no talktime, no SMS, no caller ID) for $20 / month. You can add on a 200 min talktime …