So your parents didn’t plan their finances or save for their retirement. They were so caught up in giving you the best of what they could (bless their hearts) that they forgot to think about themselves, and now you find yourself caught in the middle as you worry if you have enough money to take care of your parents while also providing for your children.

What should you do?

In the aftermath of the viral “Worst Parents in the World” ad, I’ve been receiving a number of readers’ questions on what I think would be good action steps for those who were not savvy enough to be like the parents in the video when it comes to planning their retirement.

Is it too late now?

It doesn’t have to be. While nothing will beat a plan that was set up decades ago and has been running since (time …