I read this article by Seedly where Ming Feng discusses that very popular subject the class divide. Ming Feng believes that the commonality, whether you are rich or poor is personal finance. There are some low hanging levers that you can pull that can push you on the path to greater social mobility. There are also tougher levers to pull. I am not sure if I agree. The older that I get, the more I realize that personal finance helps a lot if there are personal money that you can make a decision on. Knowledge is immensely helpful definitely because it irons out some wrong preconceived notion about money, but it also provides you with options. In risk management, the solution is to see the various options that is available. Knowledge and wisdom allows us to have that. Higher yielding accounts and Passive Investing will work better if you have ......