You should do both. But then if that is my answer there would be nothing to write about. I received this question from a reader that I thought its intriguing enough to answer. The reader has been reading this blog for 1 year. She has started investing in ETFs 3 years ago and this year started investing in stocks (Kyith: good timing?) Where was something bugging her. For the past few years, other than the time spent working, she has put one of her priorities to allocate to her investing journey. This includes reading financial blogs, financial news, books, attending talks, seminars, workshop, researching about what to invest in, looking at the market. What this means is that she did not take on “a great lot more extra projects” at work. Her drive stems more from learning about how to competently build up multiple passive income streams. So this ......