Well folks, how are you? With the STI down about 20% and the media screaming bloody murder, what's a man to do? Many people are selling stocks like there's no tomorrow. I've seen friends glued to Bloomburg, their eyes pinned open like Malcolm in A Clockwork Orange, grating their teeth. 'I just can't believe what's happening in the markets. This is weird' he said to me. 'What's so strange about it?' I replied. He rubbed his red, puffy eyes with the back of his hand and said, 'Who knew there would be a crash?' I walked away from this conversation scratching my head, his words echoing in my head. 'Who knew...? Who knew...? Who knew...? Well, that's just it, isn't it? No one knows and if you think this way, you shouldn't be investing in stocks. If your mindset shifts to rhetorical questions, especially those of a defensive kind, then keep your ......