Disclaimer – this post does NOT (haha) contain affiliate links, but it can redirect you to my other blog posts that may contain them. What have you done during the recent market conditions? Transacted some, or done absolutely nothing? In an emotionless environment, the drop in US market would have been likely to be significant enough to trigger the rebalancing threshold for a robo-advisor. My robo-advisor did just that. To highlight one point, just because your robo-advisor hasn’t done anything doesn’t mean it is bad or lousy. It also largely depends on your portfolio composition as well as your risk-profile. If your percentage of equities is low, then the recent correction might not have triggered the rebalancing threshold. If you refer to my recent records below, you would notice a couple of ‘sell’ transactions. In return, the funds were used to purchase VTI, which of course the market that has ......