Uncle8888 has lived long enough to meet real people who have been retrenched in their late 40s and 50s.

Their difference when they are retrenched:

Worry less or worry more

Concern less or concern more

Peace of mind or Troubled mind

Read? Key word Retrenched

Huge difference between “Having debts” and “Having debts on negative net worth”

Having debts doesn’t means negative net worth. Know the difference!

Having debts on negative net worth is potentially troubled mind when you are retrenched in your late …