We don't really know how long we will live although the projection is currently around 85 years. Of our remaining years, we're not even sure if these years are spent living healthy lives. Quite a decent number of years may be spent in a hospital in a zombie-like state. So building on the previous articles on 1M65 idea, a question arises as to whether we are confident that we can actually get back that $500,000 that we have so painstakingly saved in our CPF program. In my opinion, if you want to get to experience your CPF savings, you need to figure out how CPF Life works. The best analogy for CPF Life for the fantasy gamer is that it is Necromancy, a Black Art involving channeling the energies of dead people. Annuities channel derive wealth not just from the the underlying bond-like instruments it invests in for the ......