Winning the lottery can be a huge, life-changing event. Imagine you'd just won few millions $$ from TOTO and not to forget the probability of an ordinary S$1 bet winning the jackpot  is 1 in 13,983,816 chance. You must be “damn lucky “ in winning the TOTO but what happen to your life after receiving such big “windfall “.

Will your life change better or worse, according to a study , “Lottery winners, despite overwhelming odds, are a rare few to win millions on the turn of a dime. Many are simple people just struggling to get by. Having their financial concerns suddenly vanish must feel good. However, there’s a darker side to winning the lottery. Many winners end up worse off than they were before, broke, deeper in debt, divorced, or worst of all, dead. Like the old saying goes, more money, more problems.”

I am not so sure about Singapore’s case as no study been made on past lottery winner, but from below articles ,it seems that there is so called ...