One more month to year end. I am glad this is going to be over soon. It has not been a profitable market considering the rich valuation we seen with the yield. So the good news could be there is no significant impact to my portfolio. I am 49. I wish I could say at 55 I would really shout that is it ! I am on full retirement. That will be a goal to achieve but not something I would really do. Anyway, cut it short. Here's my chart ...