As at 1 December 2018, Oversea-Chinese Banking Corporation Limited (OCBC) is trading at S$ 11.26 a share, close to its lowest over the last 12 months.

Source: Google Finance

So, is this a good time to invest in OCBC? Or, should an investment in OCBC be dismissed today?

In this article, I will revisit its fundamentals, bring an update on its latest result, and introduce a few valuation metrics to assess OCBC as an investment. Hence, here are 5 things to know about OCBC before you invest.

#1: Asset Quality

Personally, I will start evaluating a bank stock by checking its asset quality. This involves an assessment of its loan assets, whether or not, they had improved in quality and had grown in size. A bank that has increased its loan assets and had maintained a low default rate should be able to grow its net interest income in …