My wife’s annual performance bonus was credited this month and it was just in time for the recent market dip. The fall in equity markets has been significant and this is what we have been waiting for. Which is why we should be investing the entire amount of my wife’s bonus (maybe more) into the equity markets.

This is in the form of bigger manual investments in the Vanguard LSE-listed ETFs on our Stan Chart Online Equity Trading Platforms and increased automatic investments in bank/brokerage monthly investment plans & Smartly & StashAway robo-advisors. Especially in the past week and we are likely to continue doing so next week.

We still plan to keep a large cash position because it helps us feel safe and secure. But we are willing to draw down our cash balances further to make more investments if the fall in equity markets accelerate. As long as ...