For a very long time, Singaporeans were deprived of investing in good financial products.

Bond has always been the cornerstone of financial institutions and high net worth individuals’ investment portfolio. However, most bonds in Singapore had a high entry barrier such as $250,000 which makes it exclusive to the wealthy.

When retail investors battling in stock markets with bloodshed, bond investors often sit at the beach enjoying their lives and collecting the coupons. If you are not familiar with bond investment, check out how it works in this article.

With the twist of Singapore’s retirement system, the government launched a new product called “Singapore Savings Bonds” in 2015. According to a recent Straits Times article, “over $1.9 billion of SSB have been issued to about 57,000 investors since the launch of the programme in October 2015.”

In this article, I will explain:

What is “Singapore Savings Bonds” Why I was not investing in