I woke up this morning to realized that the US market has fallen for 3 consecutive days.

I seriously felt fine since I anticipate the drop in a post stated in November.

But this time round, it hit me quite hard because I was going to do my review for year 2018 soon. Since my portfolio has consist of some US counters, my paper losses will be more huge.

With that out of the way, I guess I felt really great moving into 2019. Whenever I look ahead, I felt kinda of excited and believe opportunities will arise especially for fundamental investors like me.

For those that are still in the dark, I felt it is time to summarize what had happened in 2018:

1. Since Fed hired Jerome Powell as the Chair, he has been on track to increasing interest rates.

2. As interest rate increases, fixed deposit interest ......