Budgeting has always been a way for me to portion my money. I wouldn't say that I am super proficient in budgeting but I just like to give myself an estimate amount that I can spend or not spend.

It actually all started in polytechnic when I took up part-time jobs. I wasn't saving for anything as I haven't gotten into investing and wasn't planning to save for any big ticket item.

I just enjoyed seeing the balance in my bank account increase.

It just felt great as my balance increased from a 3 digit to 4 digit balance.

So what I would do is to estimate the amount I want to save then with that in mind, I would know how much I have to spend.

I would then divide what I can spend